Wherever You Are in Your Financial Journey, There’s a Place for You Here.
Three levels. One partner. All built around your real life.
What Working Together Actually Looks Like
A lot of people assume a financial planner is only for people with a lot of money, a complicated portfolio, or a perfectly organized financial life.
That’s not how I work.
I built Oak & Co. for people who are ready — ready to stop guessing, ready to have a real plan, and ready for a partner who actually shows up. Whether you’re just building your financial foundation or managing established wealth, there’s a place for you here.
Every level includes direct access to me — not an assistant, not a junior advisor. Me.
Clarity · Confidence · Partnership
Choose the level that fits where you are today. You can always grow into the next.
level 1
Clarity
Financial Coaching
Best when: Ready to build a strong financial foundation — habits, cash flow, and confidence with money.
Sometimes the most important first step isn’t a full financial plan — it’s getting financially grounded. The Clarity level is focused coaching to help you build strong financial habits, get control of your cash flow, tackle debt, and start saving with intention. If you’re ready to stop winging it and start building, this is where we begin.
What’s Included:
- Cash flow and budgeting guidance
- Debt management strategy
- Savings and goal-setting accountability
- Basics of investing and risk management
- Ongoing check-ins and guided action
- Financial dashboard — limited access
level 2
Confidence
Financial Planning
Best when: Ready for a comprehensive financial plan that covers every corner of your financial life.
You’re ready for a full plan — one that looks at everything. The Confidence level is comprehensive financial planning with clear action items and ongoing accountability to keep you moving forward. You’ll have a dynamic, living financial plan that grows and evolves with you — not a static document that sits in a drawer, but a real-time picture of your complete financial life.
What’s Included:
- Comprehensive plan with clear action items
- Retirement projections and planning
- Insurance analysis and recommendations
- Estate planning coordination
- Tax planning strategies
- College savings planning
- Ongoing accountability and check-ins
- Financial dashboard — full access
level 3
Partnership
Financial Planning + Investment Management
Best when: Ready for comprehensive financial planning AND professional investment management — together, under one roof.
This is the full experience. The Partnership level combines everything in Confidence with active portfolio management — so your investments and your financial plan are working together, not in separate silos. I handle the complexity so you don’t have to. This is what it looks like when someone is truly in your corner.
What’s Included:
- Everything in the Confidence level
- Personalized investment strategy
- Professional investment portfolio management
- Ongoing portfolio monitoring and rebalancing
- Coordinated financial plan and investment management
- Collaboration with your professional partners (CPAs, attorneys, and beyond)
Full pricing details are just a Clarity Call away.
Ready to Get Started?
1 Choose your level — Let me know which service level feels right for where you are today.
2 Financial plan agreement — I’ll send your agreement over for your signature — quick and easy.
3 Onboarding payment — This step makes everything official. Simple, secure, and straightforward.
4 Dashboard access — Your financial home base gets set up and ready for you.
5 Welcome & Setup Call — We hit the ground running together. This is where it all begins.
Not Sure Which Level Is Right For You?
That’s exactly what the Clarity Call is for. It’s a free, 30-minute conversation — no agenda to sell you something. Just honest space to talk about where you are and where you want to go.
No pressure. No pitch. Just an honest conversation about your financial future.